In the Agreement, unless the context indicates differently: –
You have agreed: –
You have agree that:-
You can lay-by purchases of Kes 1,000 or more at through Flexpay and spread the payment over a period of up to 90 days. To establish a lay-by, you must pay a deposit of at least Kes 1,000. Lay-bys are available for up to 90 days. The purchaser has the responsibility of making flexible payments of any amount within the period provided by the merchant. Where can I make payments? Payments may be made through mobile money by depositing to M-pesa till No. 700164. What products cannot be purchased on lay-by? All Items above Kshs 1,000 are legible to be purchased through the Flexpay Lay-by platform. Collecting your purchases. You can collect your purchases as soon as you have paid in full for the lay-by. Purchases must be collected within 48 hours upon the completion date indicated on your receipt code SMS. ID and the receipt code SMS are required when collecting your purchases. Cancellation by you. Lay-bys may be cancelled by you at any time during the term, in which case you will be entitled to a refund of the amount you have paid, in form of a voucher, which you will redeem at the merchant’s store. You will need to contact Flexpay or visit the store in order to cancel an ongoing Lay-by. Cancellation for non-payment or non-collection. It is the purchaser’s responsibility to make the flexible lay-by repayments and collect your purchases by the due date. Failure to make payments when they are due or collect lay-bys by the due date will be treated as an overdue of the lay-by. Flexpay is not required to contact the purchaser before cancelling a lay-by for non-payment or non-collection. If the lay-by is cancelled, the amount paid will be automatically converted into a shopping voucher which can be redeemed at the merchant’s store.
The Agreement and any dispute or claim arising out of or in connection with it or its subject matter or formation shall be governed by and construed in accordance with the Laws of Kenya.